Last updated: February 10, 2026

Please read these Terms of Service ("Terms") carefully before using the Heartbeatt Advisors website (the "Service"). Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms.

Our Role

Heartbeatt Advisors is a loan advisory firm. We act as an intermediary to connect you with various banks and Non-Banking Financial Companies (NBFCs). We are not a lender and do not make credit decisions.

User Responsibilities

By using our Service, you agree to provide accurate, current, and complete information as prompted by our application forms. You are responsible for maintaining the confidentiality of any information you provide.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Heartbeatt Advisors and its licensors.

Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

Financial Disclaimer

All information provided on our website, including but not limited to interest rates, collateral details, and potential savings, is for informational purposes only. These details are subject to change and vary from one financial institution to another. We do not guarantee any specific loan terms or approval. For the most accurate and up-to-date details, it is essential that you connect with one of our advisors.

Limitation of Liability

In no event shall Heartbeatt Advisors, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.